405 E High Street

Warsaw, KY
$ 299,900 Beds 3 Baths 2 Sq 1,680
Monthly Estimate* How much can I afford?

Riverfront living at its finest! Nestled along the water in beautiful Warsaw, this stunning 3-bedroom, 2-bathroom home perfectly blends modern updates with scenic tranquility which is not in a flood zone and it's not in an HOA. The heart of the home features an Open concept floor plan with a bright kitchen illuminated by skylights, complete with durable laminate plank flooring, a large island, and a built-in cooktop. Entertain with ease in the formal dining room, or step out onto the brand-new composite back deck to enjoy peaceful river views.The primary suite is a true retreat, boasting skylights, a double-option bath (stand-in shower plus a tub/shower insert), and elegant Corian vanity tops. Every detail has been cared for, including a completely remodeled laundry room and entryway. High-efficiency upgrades feature a tankless water heater, a whole-home water softener, and gutters installed in 2019. Complete with a covered carport and a spacious storage shed, this waterfront gem is ready for its next chapter!

Active

  • Price
  • $ 299,900
  • City
  • Warsaw
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Gallatin
  • Half Bathrooms
  • 0
  • Area
  • Gallatin Cty
  • Lot Size
  • 0.91 Acres
  • Zip
  • 41095
  • Sqr Footage
  • 1,680
  • Year Built
  • 1986
  • Style
  • Ranch
  • MLS#
  • 643650
Listed By: Ashcraft Real Estate Services - 502-484-5802
Data Source: Northern Kentucky MLS (NKAR)

Features

General

Living Area 1680
Sewer Public Sewer
Heating Heat Pump
Cooling Central Air
Utilities Sewer Available,Water Available
Roof Metal
Patio/Porch Features Deck
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1986
Electric 200+ Amp Service
View River
Levels One
Property Subtype Single Family Residence
County Gallatin
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name None
Other Structures Shed(s),Storage
Total Rooms 6
Status Active
Directions From Sparta Exit off Ramp coming from NKY, R off the ramp onto Hwy 35, R onto W Main, L onto Center St, R onto E High. Property is on the Left.
High School Gallatin County High
City Warsaw
Zoning Description Residential
MLS Area K13 - Gallatin Cty
Lot Size Units Acres
Lot Size Square Feet 39509
Elementary School Gallatin County Elementary
Property Attached Y/N false
Body Type Double Wide
Middle/Junior High School Gallatin County Middle School
Property Condition Existing Structure
MLS Area Minor K13 - Gallatin Cty
Structure Type Manufactured House
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Laminate Counters,Kitchen Island,Walk-In Closet(s),Storage,Pantry,Open Floorplan,Eat-in Kitchen
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Baths 2

Exterior Features

Parking Features Carport,Driveway,Off Street
Lot Features See Remarks,Cleared,Sloped,Waterfront
Water Source Public
Lot Size Area 0.91
Foundation Details Block
Building Area Total 1680
Lot Dimensions 100X436X80X23X452
Lot Size Acres 0.91
Road Surface Type Paved
Lot Size Source Realist
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Fort Thomas, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Gallatin County Elementary Elementary School
Middle School Gallatin County Middle School Middle School
High School Gallatin County High High School

Price History

6/13/2026 Listed $359,900
7/15/2026 10% - $325,000
9/21/2026 8% - $299,900

Property vs Zip Code Average in 41095

Price
AVG $410K
$300K
Year Built
AVG 1970
1986

405 E High Street Warsaw, KY is a Single Family Home for sale at $299900 with 1680 sqft and a lot size of 0.91 Acres Acre(s). 405 E High Street Warsaw has 3 bedrooms, 2 baths and was built in 1986. The property's zip code is 41095 which is in Warsaw, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.